Eligibility of Retiree
Retirees who are covered under the Authority’s core health plans for active employees on the day prior to their retirement are eligible to continue their core benefits plans upon retirement.
Core benefits include health (medical and prescription drugs), dental, vision and life insurance.
Eligibility of Retiree’s Dependents
The eligible dependent of a retiree who had been hired prior to March 1, 2005, and was covered as an eligible dependent while the retiree was an active employee, are eligible for coverage under the retiree’s health (medical and prescription drugs), dental and vision plans. Eligible dependents include the retiree’s legal spouse* and dependent children up to age 26 who were covered by the employee on the day prior to their retirement.
No new dependent may be added to the retiree plans following retirement.
Dependents of a retiree who had been hired on or after March 1, 2005 are not eligible under the Authority’s retiree plans.
*Note: If you divorce a covered spouse after the date you retire, then you must notify the DRBA Benefits Office as soon as possible, but no later than 30-days from the divorce date, so your spouse can be removed from the retiree plans promptly. Ex-spouses are NOT eligible for dependent benefits under the program. If you fail to notify DRBA within 30-days of the divorce date, then the change (termination of coverage) will be made retroactive to the divorce date, and you may be responsible to reimburse the Authority or the plan provider for any claims that were paid on behalf of your ex-spouse after the date of the divorce.
Cost of Retiree Health Plans
Retirees who were hired prior to January 1, 2015, are not required to contribute to the cost of their retiree health plans.
Retirees hired on or after January 1, 2015, are required to contribute toward the cost of their retiree health plans (medical & prescription drug) based on a percentage tied to the number of whole years that the retiree worked for the DRBA as shown below. However, no contribution is required for retiree dental, vision, or life insurance coverage.
| Whole Years of Service | Retiree Contribution | DRBA Contribution |
|---|---|---|
| 10 | 60% | 40% |
| 11 | 57% | 43% |
| 12 | 54% | 46% |
| 13 | 51% | 49% |
| 14 | 48% | 52% |
| 15 | 45% | 55% |
| 16 | 42% | 58% |
| 17 | 39% | 61% |
| 18 | 36% | 64% |
| 19 | 33% | 67% |
| 20 | 30% | 70% |
| 21 | 27% | 73% |
| 22 | 24% | 76% |
| 23 | 21% | 79% |
| 24 | 18% | 82% |
| 25+ | 15% | 85% |